Transfer a photo from phone memory to memory card.

Your photo image browser shows all photos in your memory card and phone memory. To know where your photo is stored, select the photo in the image browser, and click on Details from Options. The following information will be shown:

Name:
Photo1751.jpg
Size:
401 kB
Created:
01-25-2011 11:00am
Format:
JPEG
Captured:
01-25-2011 11:00am
Resolution:
1600 x 1200
Copyright:
None
Memory location:
Phone memory

The last information shows that it is in phone memory!

Now open the Gallery/Images. The photo should be there. Select options > Move. Select NO NAME as destination. Your photo is now in the memory card!

I dont have windows but I think the fastest way is to use PC Suite or stable OVI suite software.
Alas I am on Linux, therefore, I cannot really say anything about this.